Posts Tagged ‘Debtor’
February 13, 2011
Bankruptcy Means Test – Do You Pass?
Tags: Bankruptcy, Bankruptcy Attorney In Los Angeles, bankruptcy attorneys, bankruptcy laws, Chapter 13, Chapter 7, Creditor, Debt, Debtor, discharge, file for bankruptcy, Income, Los Angeles Bankruptcy Attorneys, Means Test, Presumption, secured debt, unsecured debt
Posted in Chapter 7 Bankruptcy, Chapter 7 Bankruptcy / Chapter 13 Bankruptcy, Law, Los Angeles Bankruptcy Attorney and Bankruptcy Lawyer, Means Test | No Comments »
December 6, 2010
Tips to help you prepare for Bankruptcy
Everyone is overwhelmed with debts and responsibilities, especially in the fast hustle and bustle of Los Angeles. Make it easy with knowing what to expect with your bankruptcy filing. First, make sure you have a well qualified attorney like the Law Offices of Alon Darvish who can better guide you thru this crazy process and help you to fresh start. Here are ways to help you with your bankruptcy filing process:
- Have your taxes filed and in proper order with the IRS. If you do not have prior tax papers you can easily receive them by contacting the IRS at (800)829-1040.
- Organize all your credit card information and bills including any collection notices and if you have any pending lawsuits regarding that debt.
- Have your monthly pay stubs in order for the last six months from your employers.
- Stop using any payday loans, any personal lines of credit or any unnecessary credit card usage.
- If you have a credit card from your bank and are in debt from it, close your checking account with good standings and open another one with a different bank.
- Organize all your monthly expenses including your utilities, mortgages or rent, and car payments.
- If you are involved in any lawsuits, ask for advice from your attorney on what you need to do next.
- Continue to pay for the items that you wish to keep such as your mortgage payments or your car payments.
- Attend Credit Counseling with an agency such as www.PioneerCredit.com.
- Keep track of your credit score throughout the whole process and verify that all your credit information is correct and belongs to you.
Having everything in order by creating a folder will keep you better informed and help with the bankruptcy filing process through your difficult times. Having everything ready for your attorney will only speed things up and get you closer to the finishing line.
Tags: bank, Bankruptcy, Bankruptcy Attorney, Bankruptcy Attorney In Los Angeles, bankruptcy lawyers, car payments, Chapter 13, Chapter 7, Credit, Credit Card, Debtor, Debts, file for bankruptcy, help, petition, secured debt, Taxes
Posted in Los Angeles Bankruptcy Attorney and Bankruptcy Lawyer | No Comments »

